An Expert Review of Laptop Insurance

In this the millennium of the computer more and more people have their own laptops. However that is not to say that a personal portable computer is no less a sizeable investment than it was in the 1990s.

They might be smaller, yes, and older models have decreased in price, buteven the cheapest ones are nonetheless valuable items that are as highly desirable for thieves as they are fragile and susceptible to accidental damage. Granted, they are in some cases protected from these kinds of issues by home insurance, but as it only covers some of the potential mishaps that laptop owners may experience it might not suffice to ease their minds. Those who want extensive coverage for their laptops therefore look to gadget insurance to protect themselves against losing their laptops.

As with all other insurance types there are many options to choose from for laptop insurance, for which it is up to the prospective policy holder to research, compare and ask around for suitable options. We realize that this is a time-consuming process, and hope that in publishing this expert review of laptop insurance alternatives we may be of some help.

The Best Laptop Insurance

Note that none of the insurance options below could be called the best laptop insurance. It would be more accurate to say that they all have their upsides and downsides, and that what might be the best laptop insurance for one person might be the worst for another. Careful review of the different options is the only way to decide the most suitable choice, so do not expect to be pointed in the way of any particular one of them.Also note that while the following are some of the main providers on the market, there might be others who are better suited to your needs. Thus it will not hurt to keep looking even after reading this article.

Compucover

Compucover specializes ingadget insurance for many different types of computer equipment, including laptops. They do not offer student discounts, making them unsuitable for this category of insurance shoppers, but on the other hand they offer good deals for businesses, educational centers and working individuals. Their policies tend to protect against theft, accidental damage, fire and flood, though both incidentals and coverage amounts vary between their different options. Their no excesses policy might seem like a welcome change, but presumably this is made up for by marginally higher insurance premiums. Online laptop insurance reviews range from negative to good, though their service has consistently been reported as poor.

Endsleigh

Endsleigh does not provide computer insurance per se, but they offer a range of other policies that cover computers and laptops by extension. Their home insurance is one of these, and their student option is next to ideal as student laptop insurance. Both are great in how they promise to deliver a replacement within 24 hours of a laptop being stolen or lost, and a loan notebook within the same time span if a damaged laptop cannot be repaired within five working days. These are excellent terms for people who need their laptops for work or studies. Better yet their prices are reasonable, and laptop insurance reviews are generally positive about their services. However the lack of separate laptop policies unfortunately alienates a great deal of the market as many insurance seekers already have home or student insurance.

PC World Laptop Insurance

PC World laptop insurance is essentially an extended warranty, covering against theft and accidental damageand promising free annual computer health checks on top of that. Although reasonably priced and convenient for laptops purchased from PC World, online laptop insurance reviews are consistently negative. The overall gist of the complaints is that the company does not deliver what they promise or that if or when they do, they do so poorly at best for a company that deals in computer equipment.

A Summary of Laptop Insurance

To summarize, Endsleigh offers the best terms of laptop replacement. However they do not offer separate laptop insurances. Compucover is a better option forgadget insurance in general and computer insurance in particular, though for customers of PC World it might be more convenient to get PC World laptop insurance.